Sold my First HDB above HDB valuation by $90,000 in 1995, never imagine I could own private property until 2006. Bought my First private property without using CPF. 2010 awaking after my private property appreciate by $1,000,000, reprogram myself on property investment and banking regulation. Help friends to upgrade from HDB to private property with confident and finally join Real estate full time to help more people. The First step is always the most difficult, call me for a one to one sharing on how to profit from the current market. Teo See Hwa 87821025
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